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Rates of interest for Personal Bank Loan

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<strong>Rates of interest</strong> for Personal Bank Loan

a unsecured loan from Axis Bank helps to ensure that you do not need to get right back from the goals which you have actually set yourself, be it the most perfect wedding for the son or daughter, the entire renovation of your house or even a fun-filled vacation for your needs. Avail a personal bank loan beginning with Rs. 50,000 as much as Rs. 15,00,000 with reduced documents and interest that is attractive. Here you will find the interest rates for unsecured loans with tenures as much as 3 years.

Fixed Rate Loan 1 Yr MCLR Spread over 1 12 months MCLR Successful ROI Reset
personal bank loan 8.10% 3.90%-15.90% 12%-24% No Reset

Personal Bank Loan Charges

To locate a Personal Loan on the web? Axis Bank provides the most appealing interest levels and costs on unsecured loans. Refer the table below to learn more.

Schedule of costs**

payment instruction / tool return charges Rs.500/- per example of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per example + GST as relevant
Penal Interest @ 24% per annum for example. 2% every month on the overdue installment.
Duplicate statement issuance charges Rs.250/- per instance per set + GST as relevant.
Duplicate Amortization schedule issuance costs Rs.250/- per instance per set + GST as relevant.
Re-Issuance of photocopy of loan agreement/documents Rs.250/- per instance per set + GST as applicable.
Credit Information Organizations (CICs) Report Issuance Costs Rs. 50/- per instance per set + GST as applicable.
Duplicate NOC Rs. 500/- per instance per set + GST as relevant.
Stamp Duty Charges According To State Stamp Act

**(Subject to improve according to Bank’s discernment from time and energy to time)
** Goods and Services income tax (GST) would be charged additional according to the relevant prices, on all of the charges and charges (anywhere GST is relevant)

Interest schedule and rate of prices for signature loans with tenure a lot more than 36 months

interest rate 12% to 24per cent
payment instruction / tool return charges Rs.500/- per example of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable
Swap charges (Cheque/Instrument) Rs.500/- per example + GST as relevant
Penal Interest @ 24% per annum for example. 2% each month regarding the overdue installment.
Duplicate statement issuance charges Rs.250/- per instance per set + GST as relevant.
Duplicate Amortization schedule issuance costs Rs.250/- per instance per set + GST as relevant.
Re-Issuance of photocopy of loan agreement/documents Rs.250/- per instance per set + GST as relevant.
Credit Information Organizations (CICs) Report Issuance Fees Rs. 50/- per instance per set + GST as applicable.
Duplicate NOC Rs. 500/- per instance per set + GST as relevant.
Stamp Duty Charges According To State Stamp Act

**(Subject to improve depending on Bank’s discernment from time for you to time)
** Goods and Services income tax (GST) will likely to be charged extra depending on the rates that are applicable on most of the charges and charges (anywhere GST does apply)
For further details, please click For rate of interest and schedule of costs for signature loans with tenure a lot more than 36 months

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